Know your costs before you trade
With Worthamence you know the possible fees before trading begins. We clearly state the size of the initial deposit, the main charges, trading costs, and the conditions for topping up and withdrawing funds. There is no monthly platform fee on any tier: the amount shown against each plan is the initial capital allocated to trading activity, not a membership charge or subscription, and it stays yours.
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A personal manager will contact you within 24 hours.
Choose the plan that fits
Basic, Advanced and Premium compare on the same parameters: who each suits, what is included, limits, payment terms, and support.
| Feature | Basic | Advanced | Premium |
|---|---|---|---|
| Recommended for | Those just starting with automated trading | More experienced users wanting deeper tools | Users with the largest transaction volumes |
| Initial capital | From A$400 | From A$2,500 | From A$8,000 |
| Continuous market monitoring | |||
| AI-based instruments | Core screening models | Core plus extended models | Full suite, tuned to your settings |
| Market alerts | |||
| Analytics resources | Essential figures | Extended breakdowns | Bespoke reporting on request |
| Educational materials | Getting-started library | Full library plus webinars | Full library plus one-to-one sessions |
| Support | Online support | Priority queue | Personal manager, priority handling |
| Monthly fee | A$0 | A$0 | A$0 |
| Platform access |
We do not charge a monthly fee for platform access. The amount indicated in each plan is the initial capital allocated to trading activity, not a membership or subscription fee. Trading commissions and other applicable costs are disclosed separately below and shown for confirmation before every trade.
Core fees
The charges that apply to every account, regardless of tier.
| Cost type | Fee / cost |
|---|---|
| Account opening | Free |
| Account maintenance | Free |
| Custody of funds | Free |
| Trading commission | Up to 0.58% per transaction |
| Currency conversion | Up to 1.50% |
| Foreign exchange spread | From 0.8 |
| Inactivity fee | Free |
The applicable fee is disclosed before you confirm a transaction. Spreads can vary with the asset, liquidity, volatility and current market conditions, and the figure shown at confirmation is the one that applies.
Additional costs
Costs that may apply in specific situations, always shown before a transaction is confirmed.
| Additional cost | When it applies |
|---|---|
| Public network fees on digital-asset transfers | May apply to movements of digital assets; the amount depends on network conditions at the time of the transfer. |
| Payment provider charges | May be collected by a third-party payment provider; Worthamence adds nothing on top. |
| Currency conversion | May apply when an operation involves a currency different from your account currency. |
| Asset or service specific charges | May be applied by executing brokers or partners depending on the chosen asset or service, and are displayed with the operation. |
All applicable fees, if any, are displayed to you before a transaction is confirmed. Worthamence applies no hidden charges, and a transaction you have not seen the full cost of can simply be left unconfirmed.
Service fee, spreads, deposits and withdrawals
How the service fee and spread work, and what moving money in and out costs.
Service fee and spread
The trading commission of up to 0.58% per transaction and the foreign-exchange spread from 0.8 together form the cost of execution. Both are quoted together on the confirmation screen for each order, so the price you see is the price you get.
Deposits and withdrawals
Deposits and withdrawals by Visa, Mastercard, direct-entry bank transfer, Apple Pay and Google Pay are free of Worthamence platform charges. Provider-side costs, where they exist, are disclosed by the provider before you approve the payment.
Timelines and limits
Deposits arrive instantly by card and wallet, and within 24 hours by direct-entry transfer. Withdrawals take 1 to 5 business days to cards, 1 to 3 business days to bank accounts and within 24 hours to wallet-funded methods. The minimum withdrawal is A$40, and a security review may apply to unusually large payout requests before processing begins.
Important notes
Tier placement reflects the initial capital allocated to trading, and you can move between tiers by adjusting that capital with your manager. Fees never consume the tier minimum itself: commissions are charged per transaction, not against the standing balance. Full method-by-method timings are on the deposit and withdrawal page, and the binding conditions are in the Terms of Use.